Quick answers about approvals, down payments, documents, and payments.
No! Our Buy Here Pay Here program is built for no credit, bad credit, and rebuilding credit. Approval is based mainly on income and stability, not your score.
Just the basics:
Driver’s license
Proof of income
Proof of address
Down payment
That’s all you need for same-day approval.
Down payments vary by vehicle, but many customers qualify for low down payment options, depending on income and vehicle selection. on Average $2000 down payment will get you approved.
We offer flexible payment schedules such as weekly or bi-weekly so your payments fit your budget. Depending on situation monthly can be discussed during the structuring of the deal.
Yes — all BHPH vehicles are inspected before sale, and we offer optional service protection for added peace of mind.

Start Today. Drive Today. – Get approved fast and drive off in your dream car the same day!

612 Gilbert Ferry Rd SE, Attalla Alabama 35954
(256) 344-2184

Drive your dream car with confidence – Quality vehicles, unbeatable deals, and exceptional service!
Mon - Fri : 9AM - 6PM
Saturday: 9AM - 4PM
Sunday : Closed
© Mike Richards Automotive L.L.C. ( Main ). 2026. All Rights Reserved.